Thomas Fuller
“Debt is the worst poverty.”
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Author Unknown
“Earn interest don’t pay interest
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Author Unknown
“Poverty is hard, but debt is horrible!!”
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Author Unknown
"Greed is wanting something for nothing."
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Author Unknown
"A fool and his money are soon parted."
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Lonnie "Common" Lynn
"A rich man is one with knowledge, happiness and his health."
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Author Unknown
“If you fail to plan, you plan to fail!”
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Napoleon Hill
"Quick riches are more dangerous than poverty."
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Author Unknown
“Contentment may be the most powerful financial tool.
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Gloria Steinem
“We can tell our values by looking at our checkbook stubs.”
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Author Unknown
“An emergency fund turns a crisis into an inconvenience.”
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Charles A. Jaffe
“It's not your salary that makes you rich, it's your spending habits.”
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Author Unknown
“Your own security boils down to your own ability.”
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Earl Wilson
“If you think nobody cares if you're alive, try missing a couple of car payments.”
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P. J. O'Rourke
"You can't get rid of poverty by giving people money."
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Benjamin Franklin
“Creditors have better memories than debtors.”
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Ambrose Bierce
“Debt, n. An ingenious substitute for the chain and whip of the slave driver.”
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Author Unknown
One cannot fully master money without mastering oneself.
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James Howell
“The creditor hath a better memory than the debtor.”
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Publilius Syrus
“Debt is the slavery of the free.”
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Author Unknown
Never loan money to a relative; it gives them amnesia.
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J. Golden Kimball
"An honest man is in Hell when he is in debt."
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Francis Lyman
"A man cannot be comfortable spiritually who is in bondage financially."
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Benjamin Franklin
“Rather go to bed supperless than rise in debt.”
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Author Unknown
"Greed is wanting something for nothing."
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Benjamin Franklin
"Beware of little expenses; a small leak will sink a great ship."
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Author Unknown
“Waste neither time nor money, but make the best use of both.”
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Ambrose Bierce
“Mammon, n.: The god of the world's leading religion.”
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Author Unknown
“Life is hard, but it's harder when you're stupid!”
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Honore de Balzac
"Behind every great fortune there is a crime."
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Author Unknown
“You become what you think about. What are you thinking about?”
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Will Rogers
"Buy land. They ain't making any more of the stuff."
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Author Unknown
“The pleasure of what we enjoy is lost by wanting more.”
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Author Unknown
“Use it up, wear it out, make it do or do without!”
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Confucius
"When prosperity comes, do not use all of it."
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Author Unknown
“Car sickness is the feeling you get when the monthly payment is due.”
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Thomas Fuller
“Debt is the worst poverty.”
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Author Unknown
"The love of money is the root of all evil."
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John H. Vandenberg
"Unwarrantable installment buying is a pit into which those who covet fall."
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Benjamin Franklin
"Beware of little expenses; a small leak will sink a great ship."
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Author Unknown
“Giving is much more than giving!! Give as much as you can!!”
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Larry Burqhardt
“Money problems aren't the problem, they are the symptom.”
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Author Unknown
“Keep your eye on where you want to go, not where you are going!”
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Ralph Waldo Emerson
“Make the most of yourself, for that is all there is of you.”
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Author Unknown
“Is there a cause greater than you that is worthy of your life?”
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Proverbs 22:7
“The rich ruleth over the poor, and the borrower is servant to the lender.”
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Author Unknown
"One sure way to make life miserable is to live in a manner that you can't afford."
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Author Unknown
“If money was no object, what would you spend your time doing?”
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H. Jackson Brown, Jr.
“Inflation hasn't ruined everything. A dime can still be used as a screwdriver.”
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Author Unknown
“Wisdom is seeing tomorrow's consequences of today's events!”
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1 Timothy 6:10
“For the love of money is the root of all evil…
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Coco Chanel
“There are people who have money and people who are rich.”
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Author Unknown
“A man will never grow rich until he is willing to be poor without feeling deprived.”
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Author Unknown
Financial security is more a function of how you spend, than how much money you earn.
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Author Unknown
"If you want to know what a man is really like, make notice how he acts when he loses money."
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Bob Hope
“A bank is a place that will lend you money if you can prove that you don't need it.”
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Author Unknown
“The real measure of your wealth is how much you'd be worth if you lost all your money.”
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Suze Orman
“Owning a home is a keystone of wealth.. both financial affluence and emotional security.”
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Author Unknown
“When investing, remember this Chinese proverb: "Only a fool tests the water with both feet"
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Frank Hubbard
“The safe way to double your money is to fold it over once and put it in your pocket.”
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Warren Buffet
"Someone's sitting in the shade today because someone planted a tree a long time ago."
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Author Unknown
“Feel the fear and move through it!! Start your journey to financial freedom today.”
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Author Unknown
“The return OF your principle is more important than the return ON your principle.”
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Henrik Ibsen
"There can be no freedom or beauty about a home life that depends on borrowing and debt."
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John Randolph
"I have discovered the philosopher's stone that turns everything into gold: it is, 'Pay as you go!'"
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Henrik Ibsen
"Home life ceases to be free and beautiful as soon as it is founded on borrowing and debt."
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Reed Smoot
"I tell you that to an honest man there is no bondage...greater than the bondage of debt."
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Matthew 16:26
"For what shall it profit a man, if he shall gain the whole world, and lose his own soul?"
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Edward Gibbon
“I am indeed rich, since my income is superior to my expense, and my expense is equal to my wishes.”
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Will Rogers
“Don't gamble; take all your savings and buy some good stock and hold it till it goes up, then sell it. If it don't go up, don't buy it.”
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Ogden Nash
“Some debts are fun when you are acquiring them, but none are fun when you set about retiring them.”
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Heber J. Grant
"...If there is any one thing that is grinding, and discouraging and disheartening it is to have debts and obligations that one cannot meet."
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Author Unknown
“When making major decisions, seek advice from an unaffiliated party that can see through the emotion.”
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Brigham Young
“If you wish to get rich, save what you get. A fool can earn money; but it takes a wise man to save and dispose of it to his own advantage”
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Author Unknown
“Don't put all your eggs in one basket!! Diversify your portfolio, become educated in more than one field!”
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Stephen L. Richards
"Debt is a task master to be feared almost as much as the dictators themselves. It has enslaved thousands in its meshes. It has wrecked happy homes."
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Author Unknown
“Life Changes!! Make, modify and maintain a list of those things that never change for you! This will anchor your life!”
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Gordon B. Hinckley
“Be modest in your wants…There is nothing that will cause greater tensions in marriage than grinding debt, which will make of you a slave to your creditors.”
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Thomas S. Monson
“We must learn to separate need from greed…We must not allow our yearnings to exceed our earnings.”
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Author Unknown
“If you want something different than you've been getting, you need to DO something different than you're doing!”
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Stephen L. Richards
"Debt robs a man of much of the energy and support which he is otherwise able to give to the church and to other good causes.”
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J. Ruben Clark
"Let us avoid debt as we would avoid a plague; where we are now in debt, let us get out of debt; if not today...tomorrow."
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Patrick Delany
"Paying of debt is, next to the grace of God, the best means of delivering you from a thousand temptations to vanity and sin."
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Boyd K. Packer
"There's no credit buying on eternal things, none at all. Anything that is worthwhile has to be paid for in advance."
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Author Unknown
"It's good to have money and the things that money can buy, but ...make sure you haven't lost the things that money can't buy."
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Franklin D. Richards
"Financial strength is realized by keeping god's commandments, ..payment of..honest tithe..work..being thrifty and living within one's income.."
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Dan Millman
“Money is neither my god nor my devil. It is a form of energy that tends to make us more of who we already are, whether it's greedy or loving.”
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Warren Buffet
"Diversification is a protection against ignorance. It makes little sense for those who know what they're doing."
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Robert Kiyosaki
"Doing more and more with less and less is one form of being generous. In fact, the easiest way to become rich is by being generous."
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Robert Orben
"Every day I get up and look through the Forbes list of the richest people in America. If I'm not there, I go to work."
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Robert Kiyosaki
"Finding your entrepreneurial spirit and making it strong is more important than the idea or business you are developing."
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Robert Kiyosaki
"If you are not happy while getting rich, chances are that you will not be happy when you do get rich."
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Author Unknown
"Too many of us are spending money we haven't earned to buy things we don't need to impress people we don't like."
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Warren Buffet
"Wall Street is the only place that people ride to in a Rolls Royce to get advice from those who take the subway."
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Billy Graham
"When wealth is lost, nothing is lost; when health is lost, something is lost; when character is lost, all is lost."
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Robert Kiyosaki
"In most cases, when people make more money, they get deeper in debt. This is why money alone does not make you rich."
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Romans 13:8
“Owe no man anything, but to love one another: for he that loveth another hath fulfilled the law...owe no man anything, but to love one another
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Author Unknown
“Life Changes!! Make, modify and maintain a list of those things that never change for you! This will anchor your life!”
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Author Unknown
“Financial stress within a marriage is the result of a lack of unity in financial perspectives, priorities, purposes and practices.”
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Brigham Young
"If you.” wish to get rich, save what you get. A fool can earn money but it takes a wise man to save.."
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Marvin J. Ashton
“Financial peace of mind is not determined by how much we make, but is dependent upon how much we spend!”
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Robert Orben
“Every day I get up and look through the Forbes list of the richest people in America. If I'm not there, I go to work.”
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Author Unknown
“If you wish to get rich, save what you get. A fool can earn money, but it takes a wise man to save and dispose of it to his own advantage.”
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Author Unknown
“Debt is paying for current desires with future earnings. It weighs on your spirit, reduces self esteem and restricts your choices.”
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Author Unknown
"I had a dollar. I had a friend. I gave my dollar to my friend. Now I have no dollar and have no friend."
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Author Unknown
“Being in debt frequently causes or reinforces feelings of depression , alienation and loneliness and causes a slow, progressive waning of self worth.”
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Marvin J. Ashton
“Many marriage tragedies are caused, not by lack of money, but rather by the mismanagement of it.”
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Abraham Lincoln
“You cannot bring about prosperity by discouraging thrift. You cannot establish security on borrowed money.
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Author Unknown
“Most of the things we suffer in life are consequences of throwing away what we want most for what we want now!”
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Stephen L. Richards
"[Debt] It has driven thousands to drink, and the worry and anxiety it has created have literally taken the lives of many of our ablest men. It has prostrated individuals, enterprises and nations..."
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Will Rogers
"We will never get anywhere with our finances till we pass a law saying...every time we appropriate something, we...pass another bill...stating where the money is coming from."
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George Horace Lorimer
“It's good to have money and the things that money can buy, but it's good, too, to check up once in a while and make sure that you haven't lost the things that money can't buy.”
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Gordon B. Hinckley
“I hope we will never again see such a depression. But I am troubled by the huge consumer installment debt which hangs over the people of the nation, including our own people.”
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Gordon B. Hinckley
“I commend to you the virtues of thrift and industry. In doing so, I do not wish you to be a "tightwad," if you will pardon that expression, or to be a freeloader, or anything of the kind.”
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Rutherford B. Hayes
“Let every man, every corporation, and especially let every village, town, and city, every county and State, get out of debt and keep out of debt. It is the debtor that is ruined by hard times.”
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Author Unknown
“Let us use the opportunity we have to speed up repayment of mortgages and to set aside provisions for education, possible periods of decreased earning power, and emergencies the future may hold.”
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Mary Hunt
“As long as you believe that you are what you drive and that no matter what, you deserve to drive the car you can afford to want, you will probably remain financially enslaved by automobile ownership.”
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Robert Kiyosaki
"I am successful because I have always been a tortoise. I did not come from a rich family. I was not smart in school. I did not finish school. I am not particularly talented. Yet, I am far richer than most people simply because I did not stop."
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Author Unknown
“Happiness does not consist in getting something, it consists in becoming something. It may be nice to have some of the things money can by if we make sure we never lose the things that money can’t by.”
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Thomas S. Monson
“I urge you to live within your means. One cannot spend more than one earns and remain solvent. I promise you that you will then be happier than you would be if you were constantly worrying about how to make the next payment on nonessential debt.”
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Mark Burnett
"I came here with nothing, with maybe a hundred bucks in my pocket and had to get a job. And these wealthy people who had made their money themselves, I worked for. It did show me what could be achieved in America, what’s possible if you have some vision to take big risks."
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John D. Rockefeller
"God gave me my money. I believe the power to make money is a gift from God... to be developed & used to the best of our ability for the good of mankind. Having been endowed with the gift I possess, I believe it is my duty to make money & still more money & to use the money I make for the good of my fellow man according to the dictates of my conscience."
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Gordon B. Hinckley
“Perhaps our greatest concern is with families. The family is falling apart all over the world. The old ties that bound together father and mother and children are breaking everywhere. We must face this in our own midst. There are too many broken homes among our own. The love that led to marriage somehow evaporates, and hatred fills its place. Hearts are broken, children weep…”
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Stephen L Richards
“Debt is a taskmaster to be feared almost as much as the dictators themselves. It has enslaved thousands in its meshes. It has wrecked happy homes. It has bred defalcation, embezzlement, and other crimes. It has driven thousands to drink, and the worry and anxiety it has created have literally taken the lives of many of our ablest men. It has prostrated individuals, enterprises, and nations.”
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Jeffrey R. Holland
"How important are money management and finances in marriage and family affairs? Tremendously. The American Bar Association recently indicated that 89 percent of all divorces could be traced to quarrels and accusations over money. Another study estimated that 75 percent of all divorces result from clashes over finances. Some professional counselors indicated that four out of every five families wrestle with serious money problems…”
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Thomas S. Monson
“Avoid the philosophy that yesterday’s luxuries have become today’s necessities. They aren’t necessities unless we make them so. Many enter into long-term debt only to find that changes occur: people become ill or incapacitated, companies fail or downsize, jobs are lost, natural disasters befall us. For many reasons, payments on large amounts of debt can no longer be made. Our debt becomes as a…sword hanging over our heads and threatening to destroy us.”
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J. Ruben Clark
"Debt never sleeps nor sickens nor dies; it never goes to the hospital; it works on Sundays and holidays; it never takes a vacation…it is never laid off work…it buys no food; it wears no clothes; it is unhoused… it has neither weddings nor births nor deaths; it has no love, no sympathy; it is as hard and soulless as a granite cliff. Once in debt, it is your companion every minute of the day and night; you cannot shun it or slip away from it; you cannot dismiss it…and whenever you get in its way or cross its course or fail to meet its demands, it crushes you."
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Joe J. Christensen
“Learn to live within your means. Some of the most difficult challenges in marriage arise in the area of finances…Be willing to postpone or forgo some purchases in order to stay within your budget. Pay your tithing first, and avoid debt insofar as possible. Remember that spending fifty dollars a month less than you receive equals happiness and spending fifty more equals misery. The time may have come to get out the scissors and your credit cards and perform…some “plastic surgery”
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